This
site
was last updated onDecember
2,
2008 at 4:09 pm EST
Welcome to my website,
My
name is Derrick McElroy and over the
last several years I've been on a mission to discover a way I could
start my own home-based business and make lots of money in the
process--at least $120,000 a year. I've stumbled onto and tried
numerous business opportunities that made fantastic claims about how
easily I could make over $100,000 yearly working from home. Whether it
was real estate investing, placing tiny classified ads in newspapers or
magazines, stuffing envelopes, MLM, Ebay auctions, selling vitamins,
mail order, or assembling products, I've done it and lost thousands of
dollars in the process.
I estimate that
l have lost over $7,900 on business opportunities that never worked. I
made virtually no money with at least 98% of the
opportunities that I took part in. I quickly became depress by the fact
that I would never achieve my dream of owning my own home-based
business. I began to think about all the other stuff that I
could have done with
all the money that I wasted on phony opportunities.
I then decided that I would investigate all of the money-making
opportunities
that I purchased in order to determine why I consistently failed. I
quickly came to the conclusion that I was scammed by great con artists.
Most of these so-called "business opportunities" weren't even worth the
paper that they were written on. Most of these business opportunities
were sold by fly-by-night companies. All they do is take your money and
run. What really
made me irate is the fact that they were selling worthless products at
extremely high prices and ripping innocence people off.
Scammers are great salespeople. They could sell ice
to an Eskimo. I'm an Eskimo who
purchased ice from them. The
world is filled with these thieves. Why must these people prey on those
who just want to improve their life? I just don't understand it. I
truly believe that anyone who wants to increase their income by
starting their own
home-based business shouldn't be taken advantage of by scammers. That's
why I created this site. I want to help people who want to start a
home-based business find 100% scam-free business opportunities.
I've researched many
different money-making opportunities that claimed that you could earn a
huge income working from home. Based on my research, I've
concluded that only a few were legitimate. Below you find a list
of
the best and worst opportunities. I highly recommend that
you try at least one of the opportunities below.
My Recommended
Work at Home Opportunities were selected after careful and strict
review. All the
opportunities listed below are legitimate, scam free and proven. I've
ranked my recommendations after careful research and rated the programs
according to success
rate, ease of use and income potential. You may wish to join multiple
programs and then decide which ones works best for you. I offer a strict
and fair
independent review of work at home programs aimed to offer
ways of making an additional form of income by having your own
home business.
Sincerely Yours, Derrick McElroy
Testimonials
"I finally
found the perfect opportunity that I was looking for because of the
great information on your site! I decided to purchase the Millionaire
Blueprint
system that you highly recommended. The system is
truly amazing. Because of the system, I am
now able to work full time from my home and spend a lot of time with my
children. Thanks for helping me!"
-
Randy Shell, Alexandria, Louisiana
"I have been actively seeking for
several months a legit work at home business that would instantly
create a second income for me. One day I accidentally stumbled onto
your
site and was intrigued with its content. I decided to take your advice
and I joined SurveyBank. I have to admit that I
was skeptical at first, but seeing now how it really works, I am glad I
decided to join the program. The amount of money that I made enable me
to paid my car loan completely off... in just 4 months. Your support in
helping find a legit work at home business was great. Thank you. I wish
the best for you."
- Carole Donners, Madison, ME
"I must admit that your site kick started
my interest in
earning a second income stream from home once I saw it. You have
definitely
opened up a whole new world for me. I foresee huge opportunities with
SurveyBank and I
am already excited about it. What a better and easier way to enjoy
life."
- Simon MacTaggart, Atlanta, GA
"I just to thank you for telling me
about the SurveyBank. It's just fantastic.
The amount
of money that I'm making is amazing.
- Elaine
Dawes, Long Island, NY
"Before finding your website, I had been
trying for 3 years to find a work at home opportunity that really
works. I decided to take part in the Millionaire Blueprint system that
you
recommended. Last month, I made over $8,500 with system. You have
definitely opened up a whole new world for me. I foresee huge
opportunities and I am already excited about it."
- Chris Magras, Toledo, OH
These
are
100% legitimate & scam free
opportunities
Pick #1
SurveyBank- SurveyBank
has a database of over 550 companies that will pay you for
your time to complete simple online surveys and participate in online
focus groups so that they can better understand consumers. Your opinion
is an important factor in their decision making process. You will earn
$5 to $35 per survey and up to $75 for participating in
focus groups. Realistically, you can make $300 to $750+ per week by
joining SurveyBank.
Immediately after registering with SurveyBank and logging into the
membership, I quickly realized that this work from home opportunity is
a true money making program. You can really a great income completing
online surveys. Everyday there are enormous amounts of surveys that you
can take and get paid for.
Organizations such as Fed Ex, Circuit City, Sony, Fisher Price, and
Nokia amongst many others pay for survey participants to sample and/or
test their products and give their honest opinions about the good and
bad points of the items, either via focus groups or online surveys. On
top of being paid for simply giving your constructive opinion you are
also allowed to keep many of the items for free.
Here's
why
SurveyBank is so GREAT:
They will give you access to hundreds of
surveys on a daily basis that you will get paid for.
You will get paid very quickly for all
the
surveys that you complete.
They provide you with an incredible
software that will enable you to fill out surveys up to two times
faster.
You will get to see, experience, and test
new
products before everyone else does, and before they are introduced to
the market. You will also be able to kept some of the products.
You can work from the comfort of your own
home
to complete online surveys.
Flexible hours to fit your lifestyle.
You will help companies decide what
exciting new products to introduce to the market.
You will help companies decide how to
improve products that are on the market today.
You will be able to spend more quality
time
with
your children/family.
Your opinions are valuable and will help
to
shape current and future products and advertising around the country.
According to their website, the average pay per signup is $35. However,
I managed to make an average of about $30 per survey. With my average
pay been around $30 per survey, I figure that you will need to do
approximately 7 to 10 surveys per day to make $200 - $300 per day. It
takes around 7 to 12 minutes to complete a survey. Most people have to
work 8 hours doing a job that they hate to make $100 per day.
With SurveyBank, I was able to make over $180 a day just by doing a
few surveys per day.
What I really love about SurveyBank is that they provide with
a huge listing of surveys and focus group jobs that you can
participate in on a daily basis. They also provide you with an
incredible
software that will enable you to fill out surveys up to two times
faster, therefore, allowing to participate in more surveys and focus
groups. This will allow you to earn twice as much money. I have
joined several
other paid survey sites and SurveyBank is by far the best.
They have lots of surveys jobs available on a daily basis and offer
some of the highest paying surveys and focus group opportunities out
there. SurveyBank is a MUST for anyone looking to earn a good income
working from home.
This is a perfect solution for people who want to earn some extra money
(students, unemployed, in-home moms, retired persons, etc.). SurveyBank
is an excellent way to add some money to your income and finally have
enough cash to buy all those extra things you always wanted... But not
only that. For those willing to become full-timers, it can be a way to
make a living. No more tight working hours, bosses, and annoying
co-workers!
The easy learning curve, great income potential, and
great
support makes this a work at home opportunity that
I highly recommend. If you take part in this opportunity, you'll
definitely
make money.
Pick #2 The
Millionaire
BluePrint-Make money by selling
"how-to" information and software products on the Internet or through
mail order. It's a fact that more new millionaires are being created
through the sales of "how-to" information and software products than
any other form of business in history. The Millionaire Blueprint is
an online automated money making system that provides you with the
resell rights to over 750 amazing "how-to" books and software products.
You'll make money by selling products contained within the system to
other people. Many of the products come with ready-made professionally
designed sales literature that will do all the selling. The system
also provides you with free advertising tools that will allow you to
get free marketing for the products that you want to sell, therefore,
you don't need to spend any money on
advertising any of the products.
Here
are
some of the reasons why I really love this system:
You will have an unlimited income
potential.
This system is a 100% auto pilot system.
You don't need to know anything to get
started.
It's very easy to set-up everything.
You can start making money right away
There's no product that you need to store
or
ship.
Many of the products come with ready-made
professionally
designed sales literature that will do all the selling.
The system provides you with free
advertising
tools that will allow you to promote the products without spending any
of your own money.
After purchasing the system, I immediately began reading the training
manuals. The system comes with all the necessary training tools that
you will ever need to start making money selling the products. I was
very impress with the wealth of knowledge that I gained from the
training tools. The manuals tell you in great detail exactly what you
need to do to start making money right away and what steps you need to
avoid in order to become successful.
After a few days of having the Millionaire Blueprint, I decided to put
the system to a test. I decided to sell a how to book called "How
to wipe out
debts without bankruptcy". By using the strategies that
I learned from the training manual, I was able to have everything up
and running within about 2 hours. I then implemented some of the
marketing strategies that I learned in the training manual and used the
free advertising tools. Before I know it, sales started to pour in. In
the first two month of using the system... I made over $14,000 in sales
using the system.
This program is 100% legit. Trust me! You will really earn a good
amount of money by using this great system. This system is worth 5
times more than the sale price. It's really a steal. You can't go wrong
by getting this system. If your serious
about making money, this is a must have business opportunity.
EZ Cash Flyer-This
money making program enables you to make money just by sending out a
flyer. The great thing about this opportunity is that you'll make up to
$1,800+ per flyer and earn residual income. The amount of money that
you can generate with the flyer is unlimited. You have the power with
my flyer to earn as much as you want. You can easily earn over
$100,000+ yearly with the flyer, if you wanted to. It's all a matter of
how much you want to make.
Five days after purchasing the EZ Cash Flyer, I decided to put the
system to a test. I choose to send out the flyer to 100 people (100
leads are provided with the purchase of the system). I got my first
response from the flyer roughly 6 days after sending out the flyer. The
first check that I received was for $400. After receiving the first
check, more orders started to trickle in. The largest check that I
received was worth $1,100. In total, I made $8,700 from my first
mailing of the flyer. You can expect to receive checks ranging from
$100 all the way up to $2,500. Based on my results, I highly recommend
this money making opportunity.
Pick #4 Legit Online
Jobs-
This
is a legitimate way to make a good income using your computer and
Internet connection. Don't expect to wake up tomorrow morning $1000
richer. However, if you follow the system correctly, you can easily
earn over $200 every single day. I can say for sure that they at
least offer what they claim. You can make a decent income with some of
the opportunities.
You can really make some good money using this system. All you have to
do is just to put the stuff you
learn into action, STRAIGHT AWAY. Don't slack it off, and that's all
there really is to it. You will really start earn good amount of money
by using this great system. This system is worth more than the sale
price. It's really a steal. There are also lots of bonuses with this
package that are well worth reading You can't go wrong by getting this
system.
Six Figure
Yearly -
This
program provides you an amazing method to earn money efficiently by
using a PC connected to the Internet. The discussions of the methods
are followed by examples and step-by-step instructions on how to start
make money online. It describes where to look for more information
about the covered methods, so that you can become even more proficient
in using the methods. As well as, there are instructions how to
automate the entire process in order not to consume too much of your
valuable time.
The Six Figure Yearly will teach you how to become a true industry
player, by giving all the tools for the job and reveal how to earn
thousands every month with steps. By investing just a few hours a week,
you could be sitting back watching the sales roll in. It really is that
simple. You will find Six Figure Yearly is packed with invaluable
guidance, tips and articles from industry players, written content and
web sites to promote the most profitable market niche's on the
internet.
Pick #6 Camera
Dollars- Genuine home-based
photography system
lets
you earn up to $250 a day and also gives you the opportunity to earn
monthly residual income off every photo that you submit online. This is
a legitimate chance of earning a very good part-time income or an
excellent full-time income as a digital photographer selling photos
online. You will also be able to earn residual monthly income on every
one of your photos that you submit and upload to the internet.
Camera Dollars System is a comprehensive guide that leaves nothing out
of the business equation and gives you an insider's perspective on the
tricks, tools and resources that professional photographers use every
day.
Here's
what what you'll discover in the Camera Dollars System:
Insider secrets to earn ongoing residual
income from each photo you submit online around the clock, 24/7.
What to shoot to ensure you are
getting
the best fee possible for each photo you submit online.
What people are buying on stock
photo
sites and always shoot to sell.
How to turn your photos into screen
savers and
other money-making products to create multiple revenue streams that
will send profits flooding your way!
How to easily sell your photos to
companies
who'll be willing to pay a premium for each photo you submit to them!
What a "field service photography"
is
and how you can start providing this in-demand service immediately!
How much money you can make including
expert
advice on how to sell your images off-line.
Secrets to success in making money in
the
competitive world of celebrity gossip sites and sporting events!
How to make your images look
professional for
extra cash even if you are an amateur just starting out!
How to sell your photos like hotcakes
that are
in demand on eBay; you'll be amazed at how easy this is to do when you
follow these simple tips!
Salehoo-SaleHoo
allows you to make lots of money by buying products way below wholesale
prices and reselling them at huge profits. Some of the wholesalers will
actual drop-ship the product directly to your customers, so you won't
need to buy or store merchandise. With SaleHoo, you can will find some
of the best and most genuine wholesalers and distributors that will
sell you original, brand new, products at the most unbelievable prices.
I found out that they supply a lot of eBay's top sellers with products.
SaleHoo provides a comprehensive wholesale directory of wholesale
products and suppliers. I cannot urge you enough to just order SaleHoo
and use it. You'll be pleasantly surprised how little work and effort
is actually involved for you to start generating more money and have a
lot of fun in the process!
SaleHoo has the world's leading directory of wholesale distributors
will comprehensively teach you everything you need to know to expand
your wholesale sources and increase your access to more bargain deals
to be had. Once you have had SaleHoo a while, you will wonder how you
ever did without it!
They covers 1000's of top quality wholesale sources for discount
products. Another outstanding benefit of SaleHoo is that it covers
every aspect of purchasing wholesale, contacts, tactics and much more.
Pick #8 Forex
Enterprise - Forex
Enterprise is a very powerful turnkey income and investment system that
reveals how you can make money from the amazing opportunities on the
internet. If you're looking to work at home, will find the instructions
on online money making techniques, online advertising, investing
systems, and
marketing strategies in the Forex Enterprise System to be helpful. It
also has 8 proven ways of having a residual income. It also comes with
the Webmaster's Entrepreneur Kit which contains hundreds of eBooks.
That alone, you can sell over and over again. One of its ideas is
literally copy and pasting.
Profit
Lance- This course will help you
acquire and develop long term skills enabling you to start, promote and
build (with no previous experience) a multiple income streams via the
Internet. This system boasts a high quality interactive learning center
with video tutorials, pre made web templates that you simply plug your
Profit Lance login details into, and many other resources. And upon
signup, that was exactly what I found. The members area is very well
done with a complete learning center, free website templates that
require no hosting charges, video tutorials, and even some custom tools
such as a task manager.
Forex Killer
Trading
System - This
system claims that with very little effort you can easily make $3,000 -
$10,000 per month doing simply trades from home for just one hour a
day. If you already trade stocks, futures, CFD's, spread bet, even if
you
have never traded before, then you simply cannot be without Forex
Killer. Forex Killer is a totally comprehensive and detailed day
trading system; a complete A to Z, yet is one of the most ludicrously
simple trading systems available... the in-depth knowledge contained
within will give you confidence and enhance your profitability.
People mainly look for two main things from a trading system. Firstly,
they want to spend as little time trading as possible, this is where
Forex Killer comes in. As the name suggests we only trade the first
hour of the US open and most days the winning trades are completed in
just a few minutes. Secondly, people want to take the guesswork out
trading. Most systems currently available do not give you this. Forex
Killer does with EXACT entry and exit points.
The methods that the Forex Killer teaches you will help you wins at
least 75 times out of every 100 trades. This absolutely the best
trading system that I ever used. It easy to use and the amount of money
that you can make in the stock market is huge. This is without a doubt
the best trading software around. If you really want to money in the
stock market, get the Forex Killer. It a must have for making money on
the stock market.
Worst Pick #1
Envelope
Stuffing Opportunities Many companies that
offer envelope stuffing opportunities uses deceptive unrealistic
promises to unsuspecting business opportunity seekers. The company
claims that you will be earning money only by stuffing envelope for $5
each, however, what they fall to mention is that you have to advertise
a product with small classified ads in newspapers or magazines and in
your ad you must ask potential customers to send you a self addressed
stamped envelope with $5. Once you receive the SASE and the $5, you
have to then insert the their circular into the envelopes and mail it
to the prospect while keeping the $5 for yourself. The truth is that
chances are you will receive very little, if any, responses from the
classified ads that you place. Most people are reluctant to send a SASE
and $5 for information. Would you send a SASE and $5 just to receive
information. Odds are you would say no.
Worst Pick #2 Typing
At Home Opportunities According
to many companies, you
could
earn big bucks
by doing simple data entry work for companies at home. All you have to
do is type 3 to 4 line sentences then submit the data online and you
get paid. The truth is that you will not be doing typing work.
Right of the bat, they are lying to you. Here's how this opportunity
really works: You have to place and pay for ads that will
promote a
company's product.
You also have
to design the ads yourself. You only make get paid if someone responses
to
your ad and buys the product. You're pay is a percentage of the
sale. You pay is not basic on typing and just submitting ads.
Some companies
charge $39.95 to a whopping $99.99 to join their
program. I've notice that these opportunities have been picking up
steam over the last few months. Beware of these work
opportunities.
Worst Pick #3 Processing
Medical Insurance Claims
You've seen the
ads that claim that you can
earn from $800 to $1000 weekly
processing
insurance claims on
your home computer for health care professionals. Over 80% of providers
need your services. Learn how in one day! Typically, the
promoter of this scheme attracts you by advertising on cable television
and, perhaps, by inviting you to a business opportunity trade show at a
hotel or convention center. You may be:
Urged to buy software programs and even
computers. A program selling at a software store for $69 might cost you
several thousand dollars.
Told that your work will be coordinated
with
insurance companies by a central computer.
Required to pay for expensive training
sessions available at a 'current special rate' that will be higher in
the future, and Pressured to make a decision immediately.
Most likely,
the
expensive training sessions are superficial, and the market for your
services is very small. In one case, instead of 80 percent, only 20
percent of the health care professionals did not have their own
computerized systems.
The promoter also
may delay the processing of your work, citing heavy usage or mistakes
in your work. There may be no central computer. You may be left with no
way to deliver what you have promised your customers, if you found any.
Worst Pick #4 Nigerian
Bank Scam
Nigerian-type scams continue to be the
most
prolific scam around. This well known scam began in the 1980s and
spread through Europe, North America and Australia. People receive a
letter advising there are millions of dollars held in a Nigerian bank
account that they can share in by sending details of their bank account
and blank letterheads.
The sender of the letter, who usually describes himself as a highly
placed and influential person with contacts in the Nigerian Government,
says fictitious invoices will be prepared to enable the transfer of
money to the account of the targeted business. To 'facilitate' the
transfer, the business has to first pay approximately $5,000 to the
contact in Nigeria for fees, taxes and bribes.
People have been stung for hundreds of thousands of dollars.
Similar letters are now arriving from South America, Asia, European and
Arabic nations. Variations include proceeds from a will, church funds
being saved from a dictatorship, and widows from the World Trade Center
tragedy.
